Our 4 Step Program
After our initial consultation and you agree to hire Don't Be Left In The Dark Educational Services to work on your behalf, we will forward you all the required documents that need to be signed by email. Please read and complete all documents and return signed items to us. We will then assist you in getting a copy of all 3 of your credit reports (if you don't have a current copy of your report less than 60 days old).
We assist you in reading and understanding your credit reports. Then you will let us know all questionable items you would like to have us dispute on your behalf. Please apply a dispute to all of the questionable items on your report.
Once we receive your report with the disputes we will start the credit repair process, drawing upon our vast arsenal of credit report repair strategies to challenge questionable items directly with the credit bureaus. Depending on the number of questionable items on your credit reports, this step will be repeated for each subsequent cycle. While we are disputing your items you should receive updated reports from the credit bureaus. It is important to forward each updated report to us so we can track which questionable items were deleted.
The credit bureaus by law have 30-45 days to investigate your dispute. After that, they must inform you of their results and send you a copy of your updated report. It usually takes up to 45 days from the day we send a dispute to the day you receive an updated report. When you receive a response from a bureau, make a copy of the updated report for your records then send the original to us. With this information we will update your account and send you a new email with your progress. These progress reports will be delivered to your e-mail every other week. This 4 step cycle sometimes needs to be executed multiple times until the questionable items have been removed and as each new cycle begins, hopefully there will be less questionable items on your credit reports.