Our Services
Don’t Be Left In The Dark Educational Services uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you know that you have the right to question any information on your credit reports that your feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. Don’t Be Left In The Dark Educational Services works in a 4 Step process that is extremely geared at providing world class customer service and results.”Credit repair services” means all actions taken by Don’t Be Left In The Dark Educational Services, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any Don’t Be Left In The Dark Educational Services’s attempt to remove the same, as permitted under New York State Law and Federal Law (15 U.S.C.S 1681 et seq.).
Pricing
We at Don’t Be Left In The Dark Educational Services will work to restoring your credit shoulder to shoulder with you. Once you have signed up, we start working for you IMMEDIATELY!
Why Credit Matters
Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve you credit will help save you money.
Credit Facts
There are five factors in determining your credit score:
- Payment History
- Amounts Owed
- Length of Credit History
- Taking on More Debt
- Types of Credit in Use
Your Rights as A Consumer
Did you know that the FTC has put in regulations to protect consumers?
Our Guarantee
We guarantee to submit disputes on your behalf to the credit bureaus, original creditors and collection agencies for requesting removal of erroneous, incomplete, outdated, misrepresented or unverifiable information from the credit reports.
Possible to Remove
- Late Payments
- Collections
- Charge Offs
- Bankruptcies
- Judgments
- Tax Liens
- Repossessions
- Inquires
- Identity Theft
- Fraud
- Incorrect
- Foreclosures
- Garnishments
- Closed Accounts
- Negative Settlements